Debt Management
Are you struggling to pay your bills ?
Are you worried about losing your home or your business ?
We understand that a change in circumstances, such as a reduction in income, or the break-up of a relationship could land you in serious financial trouble.
We have a specialist referral service which can provide you with
- Freezing of interest and charges
- Stop demands from creditors
- Write off some of your debts
- Protect your home / business
- Expert and impartial advice
Solutions may include :-
Debt Management – you pay one affordable monthly payment
Individual Voluntary Arrangement (IVA) – a legally binding agreement between you and your creditors. The main benefits are :-
- The unpaid balance of your debts is written off
- One affordable monthly payment - usually for five years
- Protects you from further action by your creditors
- Creditors are legally bound by the terms of the agreement
- Real alternative to declaring yourself Bankrupt
- Avoid public notices affecting your reputation
Partnership or Company Voluntary Arrangement (PVA / CVA) – similary to an IVA but this solution is suitable for partnerships and companies who are struggling to meet their commitments.
Premier Private Finance act as an introducer to Personal Touch Debt Solutions.